1) The Yale Endowment Report for years 2004-2013, Harvard University Financial Report for years 2004-2013, The Stanford Management Company Report for years 2004-2014, press releases for Yale and Harvard for June 30, 2014 data. (Endowments measure returns from July 1st through June 30.)
2) U.S. stocks refer to the S&P500. All data used was supplied directly by Standard and Poor. Bonds returns are calculated from the Barclays Capital U.S. Aggregate Bond Index, and all bond data was supplied by Barclays Capital.
3) Correlation is a statistical measure of how two securities move in relation to each other.
There are material differences between the terms under which endowments and individuals can invest in alternative investments. These differences include, but are not limited to commissions and fees, conflicts of interest, access to investment opportunities, size, investment time horizons, and the ability to tolerate illiquidity. There is no standard or exact definition of the endowment model. Portfolio design, specific investments and ultimately performance vary considerably among endowments and investors. Kalos does not claim that any investor will achieve the same result as any endowment, institution, or other investor. Kalos Investment Adviser Representatives have a conflict of interest when they recommend securities where they earn a commission as Registered Representatives of Kalos Capital. We address this conflict by disclosing the fees and commissions related to the investments recommended to our clients. Also, Kalos representatives do not earn both advisory fees and brokerage commissions on the same assets.
Minimize bond holdings with low return expectations and unfavorable inflation exposure.
Incorporate assets with limited liquidity that may provide higher performance and lower volatility for a given level of risk.
Increase portfolio performance while or lowering portfolio volatility.
College endowments such as Yale, Harvard and Stanford enjoyed excellent investment success from July 1995 - June 2014. In contrast, a large percentage of traditional investment strategies using only U.S. Stocks and Bonds produced smaller gains.
Schedule a meeting with us for a second opinion on your investment strategy by calling 480 729 6246 or use our second opinion form. There's no obligation and the valuable information we'll provide during your meeting is yours to keep.
Securities offered through Kalos Capital, Inc. and Investment Advisory Services offered through Kalos Management, Inc., both at 11525 Park Woods Circle,
Alpharetta, Georgia 30005, (678) 356-1100. FirstLine Financial LLC is not an affiliate or subsidiary of Kalos Capital, Inc. or Kalos Management, Inc.
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Retirement and What You Need To Know is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this brochure you may be provided with information regarding the purchase of insurance and investment products in the future.
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